Our Process
What Working With Us Looks Like
Every relationship begins with a conversation, not a commitment. Here is the path from first contact to ongoing partnership.
Before We Begin
What to Expect
Your Time Is Respected
The entire onboarding process takes two to four weeks from first call to funded account. Each step is scheduled at your convenience.
Full Transparency
Before you sign anything, you will receive our Form ADV, fee schedule, and advisory agreement. No surprises. No fine print.
No Obligation
Every step before account opening is free and carries no commitment. You can pause or stop at any point.
Step by Step
Five Steps to Partnership
Introductory Call
A brief phone conversation to understand your situation, answer initial questions, and determine if there is a mutual fit. No obligation.
- Discuss your current financial situation and goals
- Answer your questions about our approach and fee models
- Determine whether our services align with your needs
Discovery Meeting
A deeper conversation about your financial goals, risk tolerance, current holdings, tax situation, and what success looks like for you.
- Review your complete financial picture: assets, liabilities, income, and expenses
- Discuss risk tolerance, time horizon, and liquidity needs
- Identify tax planning opportunities and insurance gaps
Strategy Presentation
We present a customized plan including recommended fee model, investment approach, and financial planning roadmap tailored to your goals.
- Recommended fee model: Wealth Management or Performance Partnership
- Proposed investment strategy and asset allocation framework
- Financial planning roadmap with priorities and milestones
Account Opening
We guide you through opening accounts at Interactive Brokers. Your assets remain in your name at all times.
- Complete account paperwork with our guidance
- Transfer or rollover existing assets
- Establish Limited Power of Attorney for trading authority only
Ongoing Management
Regular portfolio reviews, proactive rebalancing, financial planning updates, and direct access to your advisor whenever you need it.
- Active portfolio monitoring and risk management
- Quarterly performance reviews and financial planning updates
- Direct access to your portfolio manager by phone or email
Preparation
What to Have Ready for Your Discovery Meeting
You do not need to prepare anything for the introductory call. If we move forward to the discovery meeting, having the following information available helps us build a more complete picture of your situation.
Do not worry if you do not have everything. We will work with whatever you have and fill in the gaps together.
No Commitment Until You Are Ready
The introductory call, discovery meeting, and strategy presentation are all free of charge and carry no obligation. We do not ask you to sign anything or transfer assets until you have had time to review our proposal and decide that we are the right fit.
If you decide to move forward, there are no lock-up periods or termination penalties. You can end the advisory relationship at any time. We believe in earning your business every quarter.
Ready to Begin?
The first step is a conversation. No pressure, no obligation. Tell us about your situation and we will schedule a time to talk.